Being a successful FinTech firm requires more than just great technology; it also requires an understanding of the laws and regulations applicable to your business. This course will provide you with that understanding. You will learn about the critical legal, regulatory, and policy issues associated with cryptocurrencies, initial coin offerings, online lending, new payments and wealth management technologies, and financial account aggregators. In addition, you will learn how regulatory agencies in the U.S. are continually adjusting to the emergence of new financial technologies and how one specific agency has proposed a path for FinTech firms to become regulated banks. You will also learn the basics of how banks are regulated in the U.S.
oferecido por
FinTech Law and Policy
Universidade DukeInformações sobre o curso
58,339 visualizações recentes
Resultados de carreira do aprendiz
33%
comecei uma nova carreira após concluir estes cursos
27%
consegui um benefício significativo de carreira com este curso
11%
recebi um aumento ou promoção
Certificados compartilháveis
Tenha o certificado após a conclusão
100% on-line
Comece imediatamente e aprenda em seu próprio cronograma.
Prazos flexíveis
Redefinir os prazos de acordo com sua programação.
Nível iniciante
Aprox. 9 horas para completar
Inglês
Legendas: Inglês
Resultados de carreira do aprendiz
33%
comecei uma nova carreira após concluir estes cursos
27%
consegui um benefício significativo de carreira com este curso
11%
recebi um aumento ou promoção
Certificados compartilháveis
Tenha o certificado após a conclusão
100% on-line
Comece imediatamente e aprenda em seu próprio cronograma.
Prazos flexíveis
Redefinir os prazos de acordo com sua programação.
Nível iniciante
Aprox. 9 horas para completar
Inglês
Legendas: Inglês
oferecido por
Universidade Duke
Duke University has about 13,000 undergraduate and graduate students and a world-class faculty helping to expand the frontiers of knowledge. The university has a strong commitment to applying knowledge in service to society, both near its North Carolina campus and around the world.
Programa - O que você aprenderá com este curso
19 minutos para concluir
Welcome to FinTech Law and Policy
In this course, you will learn about the critical legal, regulatory, and policy issues associated with cryptocurrencies, initial coin offerings, online lending, new payments and wealth management technologies, and financial account aggregators. In addition, you will learn how regulatory agencies in the U.S. are continually adjusting to the emergence of new financial technologies and how one specific agency, the Office of the Comptroller of the Currency, has proposed a path for FinTech firms to become regulated banks.
19 minutos para concluir
2 vídeos (Total 7 mín.), 2 leituras
2 leituras
Course Information10min
Legal Disclaimer2min
1 hora para concluir
The Evolving Relationship Between FinTechs, Regulators, and Traditional Financial Institutions
This module begins with a preview of the key regulatory challenges facing FinTech firms and provides several examples of what can happen when FinTech firms fail to comply with applicable laws and regulations. We then look at how the FinTech industry has evolved post-2008 - from a disrupt mentality to one of “strategic partnership” - along with corresponding FinTech industry investment trends. Next, we examine the challenges regulators face in responding to new FinTech developments and detail how several U.S. regulatory agencies have adjusted thus far. We conclude this module by exploring one specific regulatory approach, known as a “sandbox,” that has been deployed in other countries and in one U.S. state.
1 hora para concluir
5 vídeos (Total 32 mín.)
5 videos
Regulatory Challenges Facing U.S. FinTech Firms4min
FinTech Evolution and Investment Trends8min
How FinTech is Challenging Regulators7min
Regulatory Sandboxes6min
3 exercícios práticos
Graded Lesson Quiz10min
Lesson Quiz16min
Graded Lesson Quiz20min
2 horas para concluir
Cryptocurrency and Initial Coin Offerings
This module first provides an overview of cryptocurrencies and distributed ledger technology, and then examines how cryptocurrency is regulated by various state and federal agencies. You will also learn how cryptocurrency is regulated as: money, a commodity, and property. The module concludes with an examination of initial coin offerings and their regulatory treatment.
2 horas para concluir
6 vídeos (Total 47 mín.)
6 videos
Regulating Cryptocurrency as Money8min
Regulating Cryptocurrency as a Commodity7min
Regulating Cryptocurrency as Property2min
Explaining Initial Coin Offerings5min
Regulating Initial Coin Offerings10min
3 exercícios práticos
Graded Lesson Quiz10min
Graded Lesson Quiz20min
Graded Lesson Quiz20min
2 horas para concluir
FinTech Lending
This module will introduce you to the various types of FinTech lending models and the regulatory treatment of these lenders. You will learn how many FinTech lenders are partnering with regulated banks to get around the state-by-state restrictions that apply to non-bank lenders.
2 horas para concluir
6 vídeos (Total 41 mín.)
6 videos
U.S. and Global Landscape5min
Regulatory and Legal Considerations6min
Common Lending Models10min
Vulnerabilities of FinTech Credit6min
Additional Legal Considerations3min
3 exercícios práticos
Graded Lesson Quiz10min
Graded Lesson Quiz20min
Graded Lesson Quiz20min
1 hora para concluir
Banking Regulation in the U.S.
Many FinTech firms are interested in becoming regulated banks. This module will teach you about the process of becoming a bank and the government agencies responsible for regulating banks in the U.S. We will look at the Office of the Comptroller of the Currency’s proposal to grant a new type of bank charter specifically for FinTech firms and the options currently available to FinTech firms that would like to become a bank.
1 hora para concluir
3 vídeos (Total 28 mín.)
3 videos
Special Purpose FinTech Charter11min
Industrial Loan Company5min
2 exercícios práticos
Graded Lesson Quiz10min
Graded Lesson Quiz20min
Avaliações
Principais avaliações do FINTECH LAW AND POLICY
por AM3 de Nov de 2018
I highly recommend this course especially if your are currently working in the financial services industry. I am always eager to learn and this course taught me many new topics that i was unaware of.
por KA24 de Jun de 2020
Impressive! Manage to completed in 3 days, committed and dedicated studying in Fintech. If I can, why shouldn't you?\n\np.s: The final exam was quite tough! Get prepare students with your notes!
por CL9 de Mar de 2020
Great course. The best summary for anyone who doesn’t come from the Financial world to get up to speed of what is the reality of the law and policy relate to US financial institutions.
por AS23 de Jan de 2020
Really enjoyed the course. It's a good starter course into understanding the regulatory and compliance needs that usually go unnoticed by most people in the Fintech sector.
Perguntas Frequentes – FAQ
When will I have access to the lectures and assignments?
Access to lectures and assignments depends on your type of enrollment. If you take a course in audit mode, you will be able to see most course materials for free. To access graded assignments and to earn a Certificate, you will need to purchase the Certificate experience, during or after your audit. If you don't see the audit option:
The course may not offer an audit option. You can try a Free Trial instead, or apply for Financial Aid.
The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.
What will I get if I purchase the Certificate?
When you purchase a Certificate you get access to all course materials, including graded assignments. Upon completing the course, your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile. If you only want to read and view the course content, you can audit the course for free.
What is the refund policy?
You will be eligible for a full refund until two weeks after your payment date, or (for courses that have just launched) until two weeks after the first session of the course begins, whichever is later. You cannot receive a refund once you’ve earned a Course Certificate, even if you complete the course within the two-week refund period. See our full refund policy.
Is financial aid available?
Yes, Coursera provides financial aid to learners who cannot afford the fee. Apply for it by clicking on the Financial Aid link beneath the "Enroll" button on the left. You’ll be prompted to complete an application and will be notified if you are approved. Learn more.
Mais dúvidas? Visite o Central de Ajuda ao Aprendiz.
© 2020 Coursera Inc. Todos os direitos reservados.
