Informações sobre o curso
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In Debt, we take on one of the most challenging financial questions that remains unresolved: How much to borrow? We start by demonstrating why using debt has always been and continues to be a great temptation, particularly when borrowing costs are historically low. We identify conditions for selecting the optimal amount of debt for a corporation looking to maximize its value. You’ll become fluent in related concepts like norms and benchmarks. You will explore these and other factors that influence debt for individuals and for public sector organizations -including governments, who are the largest consumers of debt. Like pollution, debt creates systemic risks even for the people and organizations that don’t create it. This course discusses the imperative of limiting and reducing debt and the costs to all of us if we don’t. We build on case based learning giving you opportunities to interpret, uncover and acquire financial information that is often hidden or missing. We also summarize important threads from previous courses to give you a deep and cohesive understanding of when debt works for you and when it becomes your worst enemy....
Stacks

Curso 4 de 5 no

Finance for Everyone Programa de cursos integrados
Globe

cursos 100% online

Comece imediatamente e aprenda em seu próprio cronograma.
Calendar

Prazos flexíveis

Redefinir os prazos de acordo com sua programação.
Clock

Approx. 5 hours to complete

Sugerido: 4 weeks of study, 1-2 hours/week...
Comment Dots

English

Legendas: English...
Stacks

Curso 4 de 5 no

Finance for Everyone Programa de cursos integrados
Globe

cursos 100% online

Comece imediatamente e aprenda em seu próprio cronograma.
Calendar

Prazos flexíveis

Redefinir os prazos de acordo com sua programação.
Clock

Approx. 5 hours to complete

Sugerido: 4 weeks of study, 1-2 hours/week...
Comment Dots

English

Legendas: English...

Programa - O que você aprenderá com este curso

Week
1
Clock
2 horas para concluir

Welcome & Personal Debt

Welcome! This first week will introduce you to a critical question for our time: how much debt is too much debt? We start by demonstrating why using debt has always been and continues to be a great temptation, particularly when borrowing costs are historically low. Then we’ll delve into Personal Debt and how building your financial literacy as well as tapping into your own motivations can help you manage your debt level, instead of it managing you. You will make connections between Debt and concepts in the prior three courses of this Specialization, and start examining what area of debt from your experiences that you would like to address as part of this course’s final assignment....
Reading
5 vídeos (Total de 50 min), 5 leituras, 4 testes
Video5 videos
Course Introduction Part I: Today's Temptation to Borrow7min
Course Introduction Part II: When Giving In to Temptation Becomes the Norm9min
Personal Debt Part I: Debt & Financial Literacy17min
Personal Debt Part II: Reading the Signs of 2007 and Today6min
Personal Debt Part III: Common Types & Taking Stock8min
Reading5 leituras
F4E Specialization Snapshot10min
Course Outline10min
Where are Our Learners From?10min
Keeping a Learning Portfolio10min
Introduction to Final Assignment: Choose Your Own Debt Case Study10min
Quiz4 exercícios práticos
Learner Introduction Survey14min
Practice Quiz: Personal Debt6min
Personal Debt12min
Making a Difference 12min
Week
2
Clock
2 horas para concluir

Corporate Debt

This week we will look at Corporate Debt and how this type of debt has significant advantages over equity under certain conditions. Taking a critical yet realistic lense, we’ll explore how debt favours and benefit firms who use it as financial leverage aimed at increasing a firm’s value, while impressing an understanding of why this is an advantage only during times of growth. We’ll also tap into each other’s thoughts on how this type of debt could influence our own investing decisions ...
Reading
2 vídeos (Total de 51 min), 2 leituras, 4 testes
Video2 videos
Firm Debt Part 1: Calculating How Much to Borrow26min
Firm Debt Part 2: Theorizing How Much to Borrow24min
Reading2 leituras
LearnSmart - what it is and how to use it10min
LearnSmart Chapter 16: Financial Leverage and Capital Structure Policy10min
Quiz4 exercícios práticos
Practice Quiz: Firm Debt Part 16min
Practice Quiz: Firm Debt Part 26min
Firm Debt12min
Making a Difference in Week 22min
Week
3
Clock
3 horas para concluir

Government Debt

This week we’ll move beyond the personal and corporate to the bigger picture of Government Debt. We’ll collectively understand why a measure of debt is often a requirement to grow national wealth. But, we’ll also discuss how this ‘measure’ of debt has become a ‘monolith’ of debt in many instances around the globe. The key aspect that we’ll work together to uncover is how this impacts you and the people and places surrounding you, and consider how we might plan and react to finding ourselves at an economic turning point in our history. This week will also be the launch of our peer review activity around your debt case study....
Reading
2 vídeos (Total de 23 min), 4 testes
Video2 videos
Sovereign Debt Part I: Global Money Flow in the 21st Century12min
Sovereign Debt Part II: The Big Picture10min
Quiz3 exercícios práticos
Practice Quiz: Sovereign Debt Parts I & II6min
Sovereign Debt12min
Making a Difference 32min
Week
4
Clock
1 horas para concluir

Debt Synthesis

Week 4 is the time to synthesize all that we have learned about debt - from our personal experiences, the state of corporations as well as the current level of government debt, and scrutinize and address it in a way that will increase your debt literacy. You will also reexamine your debt case study and share your biggest takeaways from the course, and look ahead to F4E: Capstone!...
Reading
1 vídeos (Total de 16 min), 1 teste
Video1 videos
Course 4 Epilogue16min
Quiz1 exercícios práticos
End of Course Feedback24min

Instrutores

Arshad Ahmad

Professor
DeGroote School of Business

Sobre McMaster University

Founded in 1887, McMaster University is committed to creativity, innovation, and excellence by inspiring critical thinking, personal growth, and a passion for learning. Ranked amongst the Top 100 universities in the world, McMaster pioneered a learner-centred, problem-based, interdisciplinary approach to learning that is now known worldwide as the “McMaster Model”. ...

Sobre o Programa de cursos integrados Finance for Everyone

Watch this intro video to learn more about the Specialization curriculum and Capstone Project! The Finance for Everyone Specialization will help you learn the language of finance and understand how the flow of money relates to the most important key social issues influencing our lives and communities. You’ll examine the connections between global and local finance; the flow of assets through businesses, governments, and other institutions; and the commodity, bond, and equity market dynamics that create and destroy financial value. When you complete the Specialization, you’ll be able to better understand both global financial news and your own personal financial decisions....
Finance for Everyone

Perguntas Frequentes – FAQ

  • Ao se inscrever para um Certificado, você terá acesso a todos os vídeos, testes e tarefas de programação (se aplicável). Tarefas avaliadas pelos colegas apenas podem ser enviadas e avaliadas após o início da sessão. Caso escolha explorar o curso sem adquiri-lo, talvez você não consiga acessar certas tarefas.

  • Quando você se inscreve no curso, tem acesso a todos os cursos na Especialização e pode obter um certificado quando concluir o trabalho. Seu Certificado eletrônico será adicionado à sua página de Participações e você poderá imprimi-lo ou adicioná-lo ao seu perfil no LinkedIn. Se quiser apenas ler e assistir o conteúdo do curso, você poderá frequentá-lo como ouvinte sem custo.

  • By the end of this course, you should be able to:

    1. Explain ways in which debt can be useful or detrimental to the individual, the company, and the country.

    2. Relate important financial concepts and issues to experiences in your daily life or the real world.

    3. Perform financial calculations with accuracy.

    4. Build confidence in your ability to manage debt.

    5. Engage in research in order to increase your knowledge of particular financial issues/scenarios.

    6. Engage with news, issues, and communities that matters to you, inclusive of concepts of finance and debt.

    7. Assess finance issues (ex. the debt position of a given entity) with confidence.

    8. Analyze how financial concepts are applied by organizations.

  • The course is structured to be 4 weeks in length.

  • This course will be offered every month.

  • No previous knowledge is required. It is recommended that learners have basic mathematics knowledge.

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