Ms. Veronique Lafon-Vinais is a seasoned market professional with over 20 years of banking and capital markets experience. She has worked in all the major financial markets: European markets (Paris, London, Madrid), North America (Chicago) and Asia (Hong Kong). She has extensive experience in all the major debt markets including loan syndications and assets sales (par and distressed debt), money markets, debt capital markets (including derivatives structured products distribution) and structured, trade and project finance. A seasoned loans and syndications specialist, Veronique developed the secondary market for loans at First Chicago in London and was involved in the development of the EMTN market at its inception. She arranged and syndicated plain vanilla and structured transactions in Europe, the US and Asia for sovereign, public and corporate entities including the Kingdom of Spain, Republic of Ireland, , ICO, ARCO Chemicals, Sinopec, COSCO, Cathay Pacific, FECSA, Endesa, Motorola and numerous financial institutions. Veronique joined Credit Agricole in Paris in 1980 after graduating from HEC; she moved to First Chicago in London in 1984 then to Chicago in 1990; in 1991 Veronique joined Union Investissements in Paris to work on various M&A and corporate finance advisory projects. Veronique moved to Hong Kong in 1994 as Managing Director, Financial Markets, Asia Pacific for First Chicago. She joined Standard Chartered Bank plc as Head of Treasury Origination in 2000 and retired from banking in 2001.